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Planning for Fun Stuff

Five days from now, we don our green, pinch those who forgot, eat our weight in Corned Beef, and drink green beer Guinness. It’s easy to deter from your budget just this one time for a fun night out,...

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What Disney Princesses Taught Us About Savings Goals

We have three daughters, all equally obsessed with Disney Princesses. Not a day goes by that we don’t have to cram all of the dress-up back into the toy box because one (usually all of them) have...

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The True Meaning of The American Dream

Close your eyes for 10 seconds and imagine one thing: The American Dream. 2 kids. 1 dog. White picket fences. Perfect lawns. Husbands wearing fedoras as they happily wave to their neighbor watering...

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Financial Wellness Tip #1: Say NO to New Debt!

I’ll make this short and sweet, since this concept seems like a no brainer. A big part of Financial Wellness is less debt. So stop making more! When we were charge-card addicts, we thought of credit...

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Financial Wellness Tip #2: Cut Costs WITHOUT Clipping Coupons!

When we were getting out of debt, I clipped coupons. I clipped a ton of coupons, poured over the Sunday ads, deal-searched on my favorite sites (Hip2Save, if you were wondering), and would head out at...

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Financial Wellness Tip #3: The Importance of an Emergency Fund

When you are swimming in debt, and have creditors calling you every 30 minutes, the *last* thing you think you can do is put away for an “emergency”! Isn’t the aforementioned debt and creditors an...

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Financial Wellness Tip #4: The Travel Budget

In honor of our fully paid for trip to Disneyland with our family, this week, I am talking about the travel budget. A Travel Budget is basically the same format as your “normal” budget (which, if you...

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Financial Wellness Tip #5: The Importance of a Budget

  We’ve covered no more borrowing money and an Emergency Fund. What’s next, you ask?   Write Down Your Budget. Every.Single.Month.    Get ready. This is where I take the ickiness out of the word...

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Financial Wellness Tip #6: Learn The Envelope System

Staying in budget can be SO hard, but now that you’re living a Zero Sum Lifestyle (every penny that comes in goes to something, even if that something is savings or investing), it’s incredibly...

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Financial Wellness Tip #7: Look at WHEN You Pay Bills

When you get paid more than once a month, it’s also important to look at *when* you pay bills. By changing *when* we paid things, we found money in each pay period!  Sure, it feels good to sit down and...

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